Are you in search of an ideal abode for your family? Want to move out of your parents’ house? You are just in the right place. Search from a list of properties available, get in touch with one of our consultants and witness your dream living becoming a reality.
A progressive guide to the house buying process
Finding a perfect property with WRUK
We have been winning hearts as a registered state agency for years. We abide by the strict industry practices and have built our business and brand name on trust and integrity.
We know that there is much more than asking for a price and recommending a property to buy. Our professional property agents have in-depth knowledge of the properties, areas, and the market to guide you for making the right choice.
We take pride in finding the perfect property you are looking for due to a number of new properties getting registered with us every week. We regularly update our property portfolio to match you with the best choice as soon as possible.
Buying a property is a big decision to make. With the right guidance, you can find a real gem in London. Not sure how to get through the process? Go through our step by step guide below.
Step 1: Classify your experience as a buyer
Have you owned a property before? Have you been through the process of registering the property under your name? If no, then this would be the first time you are buying a property.
If yes, then are you placing your current property on rent to purchase a new property? If your answer is yes, then you are a let-to-buy buyer. In the second case, if you are selling your current property for purchasing a new one, then you are a sell-to-buy buyer.
If you don’t belong to any category above, then are you buying this property to rent it or sell it further? If your answer is yes, then you are buy-to-let-investor.
Step 2: Arranging finances and budgeting
How much do you want to spend? This may depend on the amount of deposit you can collect. Think about the savings and how much you can put up after paying your deposit. Don’t forget the amount of ongoing hidden costs for buying a home, which includes moving cost, legal and survey fee, and much more.
Our mortgage brokers can guide you if you want to get advice on the entire range of mortgages available in the market. If you have special circumstances, such as self-employment, get in touch, they’d guide you better.
Step 3: Searching for your dream house
Starting narrowing down the search thinking about where you would like to live. Strike a balance between what you want, what is available, and what fits in your budget. After registering with us, we can begin to refine your search. You can tell us about the area, property type, and the number of bedrooms you want. Keeping your budget in mind, with a clear understanding of your needs and requirements, we can send you a series of functions that match your criteria. Our buyers are accompanied by our estate agents, so they have the opportunity to ask any questions about a property.
Step 4: Choosing your Solicitor
WRUK has a team of experts who are well connected and can help you with getting the best solicitor in town to speed up your house hunt.
Step 5: Placing Offers
Liked a property and made an offer? We’d be informed. But hey, this is not just it. Our consultants will be able to guide you on how your offer will be analysed. Below is a summary.
5.1 How long is the chain of funds to be diverted, i.e., if you need to sell your existing house first
5.2 You will have to disclose the targeting date of purchase and the release of funds. They need to match the seller’s preference
5.3 WRUK has a strict policy to disclose the sources of finance. Any customer should provide a written agreement if financed by a mortgage or other proof of funds if you are to become a cash buyer
Step 6: Acceptance of Your Offer
Based on the disclosed conditions, once an offer has been accepted by the seller, WRUK will issue you a memorandum of sale with the agreed price and tenure. Congratulations! You have now become the owner of one of the best properties in the UK.
Want to know more? Get in touch with our consultants.